The Decimals point is always placed after the ones place.
After the decimal point, the place values are tenths, hundredths, thousandths, … All these places have a value less than one.
Mathematical Model of Decimals
How to read a decimal number?
1.37 is read as one thirty-seven hundredths. It is also read as one point three seven.
Three and four tenths or three point four.
4/10 = 0.4
Four tenths or zero point four
Three and six hundredths or three point zero six
6/100 = 0.06
Six hundredths or zero point zero six.